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Ask the Money Lady

Written by Christine Ibbotson, author of “How to Retire Debt Free and Wealthy.” Chris is a chartered investment manager, insurance broker, commercial and residential mortgage broker, estate planner and taxation expert, with more than 25 years in Canadian banking. Follow her on Facebook & Instagram. If you have a money question, visit her website, AskTheMoneyLady.ca.
<updated>Ask the Money Lady: </updated>Are RRSP loans a good idea?

Ask the Money Lady: Are RRSP loans a good idea?

Christine Ibbotson says only drawback is lump sum investments aren't as advantageous as monthly contributions
Ask the Money Lady: What's the best option for financing a home renovation?

Ask the Money Lady: What's the best option for financing a home renovation?

We tried to refinance our mortgage, but the bank wanted to charge us an $8K penalty
Ask the Money Lady: What are the rules around spousal RRSPs?

Ask the Money Lady: What are the rules around spousal RRSPs?

Christine Ibbotson, the Money Lady, answers your finance questions
Ask the Money Lady: A few simple tips to keep more money in your pocket

Ask the Money Lady: A few simple tips to keep more money in your pocket

From bringing lunch to work to shopping smart, there are easy ways to save money
Ask the Money Lady: Finance or lease, what’s the best way to fund my new vehicle?

Ask the Money Lady: Finance or lease, what’s the best way to fund my new vehicle?

Got a burning financial question? The Money Lady can help
Ask the Money Lady: I’m drowning in credit card debt. Should I declare bankruptcy?

Ask the Money Lady: I’m drowning in credit card debt. Should I declare bankruptcy?

After the holidays, people look with fear at their credit card statements. But when is the right time to decide that debt is insurmountable? 
Ask the Money Lady: Help! How do I keep Christmas from breaking the bank?

Ask the Money Lady: Help! How do I keep Christmas from breaking the bank?

The holiday season is filled with joy and looming credit card bills, but thankfully Christine Ibbotson, the Money Lady, is here with advice for your pocketbook
Ask the Money Lady: If I just write it down and sign it, does that qualify as a legal will?

Ask the Money Lady: If I just write it down and sign it, does that qualify as a legal will?

Short answer is: No!