Last Minute Gift Guide - Wishing for a balanced budget

(NC)— Has your holiday budget left you wondering if you’ll be able to splurge like Santa or have to scrimp like Scrooge? You’re not alone. With the downturn in the economy earlier this year, shoppers across the country will be wishing for a balanced holiday budget.

Once you’ve made your shopping list and checked it twice, here are some tips that will help you stick to your holiday shopping budget. 

- Don’t be shy about looking for the item at the perfect price. Depending on the retailer, the price of the item may vary significantly and it’s always good to do some research before you make a final decision. If you’re shopping online, use a good comparison shopping site, like PayPal.TheFind.ca, to uncover all of your options. Regardless of what you’re looking for, the search engine will give you hundreds of options at various price points. 

- Take advantage of limited time offers. Don’t rush into making a purchase just because it’s on someone’s wish list. It will often end up costing you more. Use a wait and see approach and make your final selection closer to the holidays.

Many merchants will send offers by e-mail, so make sure your account and address are up to date. 

- Don’t be shy about giving cold, hard cash. It really is the thought that counts when it comes to gift giving and most Canadians say that they wouldn’t be offended by the gift of cash.

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