Tarnopolsky

It’s important to know what sales charges you can expect before investing

Some of you may be focusing on New Year’s resolutions such as weight loss, quitting smoking or pursuing a more fulfilling career.

For those of you who watch for market updates on the 6 o’clock news, you may have been wondering lately, “What has been causing the extreme market swings?” Let’s start with what exactly the “market” is.

Another school year for college and university students means facing high tuition costs and basic living expenses such as food, transportation and rent.

Recently, markets have experienced extreme waves of volatility, leaving investors worried and anxious about their hard-earned savings. Clients are asking whether it’s still a safe option to be invested in stocks and mutual funds, for example.

The sunny days of summer are the best time to get together with family and friends.

With the recent changes to the Tax-Free Savings Account (TFSA) and the Registered Retirement Income Fund (RRIF), your savings goals could be affected. In short, a RRIF starts out as a Registered Retirement Savings Plan (RRSP).

To keep your bank account in order, follow my checklist so you can enjoy the sunny days ahead without the stresses of having money on the mind. Rethink your spending methods Cash is a tangible way of staying within your budget.

It’s that time of year again, time to top up our RRSPs. While most of us scramble to find extra dollars by the March 2 deadline, some of us are wondering whether the newly introduced Tax Free Savings Account (TFSA) would be a better alternative.

In Chinese culture, 2014 was the year of the horse. Coincidentally after the past year, it almost feels like I was riding a wild horse. Being financially prepared meant the difference between landing in the mud and landing on a haystack.